Effective date: 10 November 2026
This policy explains what information RWACalculator (www.rwacalculator.com) collects, why, and the choices you have. The site is run from India. Questions about this policy: info@rwacalculator.com.
Calculator use. When you run a calculation, we record the inputs and results (for example approach, exposure class, PD, LGD, EAD, maturity, country and the resulting risk weight and RWA), the date and time, your IP address and your network host name. We use this to run the tool, prevent abuse and improve accuracy.
Email verification and exports. If you ask for results to be emailed as a PDF or CSV, we collect your email address, and optionally your name and company. We send a 6-digit verification code, record when it was verified, the number of failed attempts and your IP address, and keep a record of the exports sent and the free credits used.
Contact form. If you contact us, we receive your name, email address and message.
We do not ask for, and you should not enter, any confidential bank or customer data. Use illustrative figures only.
You can change your cookie choices at any time using the cookie banner, and you can block or delete cookies in your browser settings.
This site uses Google AdSense to show ads. Google and its partners use cookies to show ads based on your previous visits to this site and other websites. Google's use of advertising cookies lets it and its partners show you ads based on your visits to this and other sites.
Visitors in the European Economic Area, the UK and Switzerland are asked for consent before personalised ads are shown.
We do not sell your personal information.
Our web hosting and email provider, and Google (Analytics, Tag Manager, reCAPTCHA, YouTube and AdSense) as described above. We may also disclose information if required by law.
Calculation logs, verification records and export records are kept for 24 months and then deleted or anonymised. Messages are kept for as long as needed to respond.
Under India's Digital Personal Data Protection Act, 2023 (and, where it applies to you, the EU/UK GDPR), you can ask to access, correct or delete your personal data, or withdraw consent. Email info@rwacalculator.com and we will reply within 30 days.
We take reasonable steps to protect the information we hold, but no website can guarantee complete security.
This site is intended for adults working in or studying finance. We do not knowingly collect data from anyone under 18.
We may update this policy. The effective date at the top shows when it last changed.